EMEA/Asia Pacific Business Overview

Improving Financial Health - at the heart of our purpose Vital role as the world's largest credit bureau The World Bank states that credit bureaus support financial stability, lower interest rates, improve the allocation of new credit and are especially beneficial for small enterprises and new borrowers. We provide lenders with information needed to offer more loans at fairer rates, reducing the cost to borrowers. Extending access to credit helps drive social and economic development - businesses grow, families transform their lives. We also help people understand, manage and improve their financial situation - and protect themselves and their data. Outcome: Support financial health of individuals, businesses and economies Opens door to millions of potential new customers for us and our clients Financial inclusion Increasing access to financial services Financial education Improving financial literacy and confidence HOW WE HELP PEOPLE IMPROVE THEIR FINANCIAL LIVES Financial security Preventing fraud and identity theft Financial management Helping people manage their financial lives We empower consumers to improve their financial lives, gain access to credit, safeguard their identity, save money, negotiate debt and improve their financial knowledge 30 30 Experian Public www.experianplc.com/responsibility/improving-financial-health

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