3Q 2023 INVESTOR PRESENTATION slide image

3Q 2023 INVESTOR PRESENTATION

Balance Sheet Trends Balance sheet growth of 16% from increase in financing and investments Management Commentary ■ Growth in total assets of 16% YTD mainly driven by 15% financing growth and 6% growth in investments and 52% growth in balances with SAMA and interbank. ■ Total liabilities grew by 18% during 9M 2023 mainly from a 24% rise in customers' deposits. Total Assets Movement YTD (SARbn) 200.4 5.8 2.5 SAR (mn) مصرف الإنماء alinma bank +16% 22.6 1.3 232.6 3Q 2023 4Q 2022 A% 3Q 2022 A% Total assets 4Q 22 Cash, interbank & SAMA +52% Investments Financing Other Total assets 3Q 23 +6% +15% +32% Cash, interbank & SAMA balances 16,957 11,178 +52% Investments 40,970 Financing Other assets 169,063 5,595 Total assets 232,585 Due to SAMA, banks & other Fl 10,123 Customers' deposits 180,233 38,518 146,492 4,249 200,436 16,483 145,168 Other liabilities 8,769 6,908 +27% Total liabilities 199,125 168,560 Share capital 20,000 20,000 +18% +0% Retained earnings 6,675 4,285 +56% 10,935 +55% +6% 38,266 +7% +15% 139,987 +21% +32% 4,041 +38% +16% 193,229 +20% -39% 23,225 -56% +24% 132,048 +36% 6,654 +32% 161,927 +23% 20,000 +0% 5,406 Total Liabilities Movement YTD (SARbn) +18% 35.1 1.9 19 199.1 168.6 (6.4) +23% Other reserves 1,785 2,591 -31% 897 Tier 1 sukuk 5,000 5,000 +0% 5,000 +99% +0% Total liabilities 4Q 22 Total equity 33,460 31,876 +5% 31,302 +7% Due to SAMA, banks Customers' deposits & other Fl -39% Other Total liabilities 3Q 23 +24% +27% 3Q 2023 INVESTOR PRESENTATION 22/48
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