IDFC FIRST Bank Merger Performance and Strategy Update

Bank At a Glance - Q1 FY24 Loans and Advances Deposits Loans & Advances¹ Rs. 1,71,578 Cr (25% YoY) Asset Quality (Bank) GNPA% 2.17% NNPA%: 0.70% Asset Quality (Retail, Rural & SME) GNPA%: 1.53% Section 2: Financial Highlights - Q1 FY24 Customer Deposits Rs. 1,48,474 Cr (44% YoY) Diversification Retail Deposits 77% of customer deposits CASA ratio Profitability Core Operating Income Rs. 5,086 Cr (39% YoY) Core Operating Profit² Rs. 1,427 Cr (45% YoY) Profit After Tax Key Ratios Return on Assets 1.26% (Q1 FY23 -0.97%) Return on Equity 11.78% (Q1 FY23 - 8.96%) NNPA%: 0.52% 1 Note: Loans & Advances Includes credit substitutes 2 Excluding Trading Gains 46.5% Rs. 765 Cr (61% YoY) Capital Adequacy 16.96% 6 IDFC FIRST Bank

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