OppFi SPAC Presentation Deck

18 1 Vast, Underserved Market Opportunity U.S. Population Estimate ~330 million¹ Adult Population ~255 million¹ Target Credit Population ~60 million² Qualified Market (at 30%) ~18 million ~$27 billion³ Potential Annual Loan Originations 1. US Census Bureau 2. Hamdani, Kausar, et al. "UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints." NewYorkFed.org, 2019 3. Assumes $1,500 installment loan issued principal } Implies Current Penetration of <1% OppFi****

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