IDFC FIRST Bank Merger and Financial Overview

Financial Performance Since Merger Year FY19 Retail Deposits (In Rs. Cr) CAGR 73% 13,214 Mar-19 68,035 8.95% Mar-22 FY19* Avg CASA Ratio (%) 4,093 bps 49.88% Financial Performance Since Merger Year FY19 Net Interest Margin (%) 3.17% 279 bps FY22 FY19* Retail & Commercial Finance Capital Adequacy Ratio (%) (In Rs. Cr) CAGR 31% 42,209 Mar-19 95,377 Mar-22 15.47% 127 bps Mar-19 *Average CASA Ratio is for H2FY19, NIM% and PPOP (ex trading gains) of H2-FY19 are annualized for FY19. 16.74% 5.96% FY22 Operating Profit (Ex. Trading Gain) (In Rs. Cr) 1,104 CAGR 36% Mar-22 FY19* 2,753 FY22 6 IDFC FIRST Bank

View entire presentation