Q3 FY 23 Investor Presentation

Resilient Model Across Economic Cycles 14 GST Implementation FY 18 NBFC Liquidity Crisis FY 20 Covid-19 (first wave) FY 21 Covid-19 (Second wave) Geo Political FY 22 Issues 9M FY 23 AUM growth 66% 41% 28% 27% 31% Yield 17% 18% 17% 17% 17% GNPA 0.5% 0.7% 0.7% 1.19%(#) 1.44%(#) ROA 6.0% 7.8% 7.4% 8.00% 8.53% # - As per RBI circular dated 12 Nov 2021 Q3 FY 23 Investor Presentation APTUS™

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