Income Statement and Eurosystem Funding Review

90+ DPD by Geography 90+ DPD by Geography (€ bn) ■Cyprus Russia ■ UK Other countries* 12,76 12,59 12,98 12,65 12,79 0,57 0,89 0,52 0,26 0,58 0,55 0,11 0,28 0,55 0,09 0,25 0,51 0,60 0,44 0,51 11,18 11,28 11,60 11,47 11,53 31.03.14 30.06.14 30.09.14 31.12.14 Other countries: Romania, Ukraine (until March 2014) and Greece 49% 34% 21% 90+ DPD ratios by Geography 75% ■Cyprus Russia ■ UK Other countries* 51% 39% 24% 31.03.15 31.03.14 30.06.14 30.09.14 65% 80% 54% 52% 84% 54% 56% 82% 53% 46% 23% 10% 31.12.14 31.03.15 Bank of Cyprus KOINO WKYNРIW 2235 53 11%

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