Enter a Better Life Financial Performance

Chola Enter a better life Profit and Loss Statement - Vehicle Finance (On Book) murugappa Cr Particulars Q1 FY23 Q1 FY24 Q2 FY23 Q2 FY24 Growth % Q2-0-Q2 H1 FY23 H1 FY24 Growth % H1-o-H1 Disbursements Closing Assets (On B/S) Income 8,562 11,301 8,502 11,731 54,829 1,992 70,918 57,189 75,299 2,491 38% 17,063 23,032 32% 57,189 75,299 35% 32% Finance Charges 798 1,254 2,116 2,684 889 27% 4,108 5,175 26% 1,297 46% 1,687 2,551 51% Net Income 1,194 1,237 1,227 1,387 13% 2,421 2,624 8% Expenses 442 489 477 579 22% 919 1,068 16% Net Credit Losses 280 250 260 311 20% 540 561 4% PBT 472 499 490 496 1% 962 995 3% Asset Ratios Income 14.9% 14.6% 15.0% 14.6% 15.0% 14.6% Cost of Funds 6.0% 7.3% 6.3% 7.1% 6.1% 7.2% Net Income Margin 8.9% 7.2% 8.7% 7.5% 8.8% 7.4% Expense 3.3% 2.9% 3.4% 3.2% 3.3% 3.0% Losses & Provisions 2.1% 1.5% 1.8% 1.7% 2.0% 1.6% ROA-PBT 3.5% 2.9% 3.5% 2.7% 3.5% 2.8% Cost to Net Income 37.1% 39.5% 38.8% 41.8% 38.0% 40.7% 48

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