2021 Earnings Presentation

Continue to maintain a strong underlying performance across all business segments Corporate Banking Business Banking Retail Banking 120.4 109.6 Loans 72.61 29.4 29.4 66.3 241.4 222.5 24.4 23.1 ■Dec-20 Dec-21 Deposits Continue to strengthen our position as the Bank of choice for corporate and institutions. Empowering our transaction banking business. I&M Rwanda - 2021 Earnings Presentation Loans ■Dec-20 ■Dec-21 Deposits Full command implementation of the MSME' strategy. Streamlined the credit process through reduction of credit touch points Loans 61.02 52.7 ■Dec-20 ■Dec-21 Deposits Focus on accelerating digital adoption. Expansion of target market. 11

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