APTUS Key Growth Strategies and Historical Overview

Fixed Vs Floating (Assets Vs. Liabilities) Loan Assets & Borrowings (Cr) As on Jun-23 Borrowings - Fixed Vs. Floating 25 7123 23.00% 77.00% Loan Assets 7123 APTUS® 24.57% 60% 61% 62% 58% 57% 59% 58% 33.93% 41.50% 40% 39% 42% 43% 38% 41% 42% Borrowings/Equity Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Fixed % Floating % Equity Fixed Floating gap between Loan Assets & Borrowings filled by a portion of Equity APTUS™

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