Capital First Strategy, Loan Growth and Profitability Trends

Section 4: Average CASA Ratio has also improved rapidly over last quarters since merger to reach 44.66% Average CASA Ratio is computed in terms of Average CASA as a percentage of Average Total deposits. Average CASA Ratio also reflected a sharp growth and is reported at 44.66% as on Dec 31, 2020. Avg. CASA Avg. Total Deposits STRONG GROWTH IN AVERAGE CASA RATIO 36.52% 32.00% 27.72% 20.88% 15.82% 12.09% 9.53% 9.40% 44.66% 31 Dec 18 31 Mar 19 30 Jun 19 30 Sep 19 31 Dec 19 31 Mar 20 30 Jun 20 30 Sep 20 31 Dec 20 Section 4: Update on Liabilities 44 IDFC FIRST Bank

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