LRS 2023-27 Execution Plan

Behaviouralized ALM as of 31 Dec 2022 - BHFL BAJAJ FINANCE LIMITED in Crore Particulars 1-7 D 8-14 D 15-30 D >1-2 M >2-3 M >3-6 M >6 M-1 Y >1-3 Y >3-5 Y >5 Y Total Cash & Investments 756 500 2,300 149 247 220 33 0 4,203 Advances 589 338 548 1,073 1,068 2,922 5,507 14,746 Other inflows 350 23 1,869 494 Total Inflows (A) 1,345 1,188 2,870 3,091 Cumulative Total Inflows (B) 1,345 2,533 5,403 8,494 1,808 10,303 14,302 858 4,000 3,741 9,280 23,582 9,761 3,586 1,811 18,332 11,572 21,440 57,991 5,381 18,114 26,821 80,307 41,915 53,486 80,307 Borrowings 499 1,366 1,341 1,021 2,790 5,421 Capital Reserves and Surplus 21,465 13,100 4,992 51,997 10,198 10,198 Other Outflows 1,193 601 1,165 956 770 Total Outflows (C) 1,193 1,100 2,531 2,298 1,791 Cumulative Total Outflows (D) 1,193 2,293 4,824 7,122 8,913 1,132 3,922 12,835 3,442 8,863 21,698 4,459 528 3,867 25,925 13,628 19,057 47,623 61,251 80,307 18,113 80,307 Mismatch (E = A - C) 152 87 339 794 17 Cumulative mismatch (F = B-D) 152 239 579 1,372 1,390 Cumulative mismatch as % (F/D) 13% 10% 12% 19% 16% 78 1,467 11% 417 1,884 9% (7,592) (2,057) 7,765 (5,708) (7,765) (12%) (13%) 0% Permissible cumulative gap % -10% -10% -20% Additional borrowings possible 1,924 In Q3, daily average LCR was 101% as against regulatory requirement of 60% 50

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