Capital First Strategy, Loan Growth and Profitability Trends
Section 7: Successful Trajectory of Growth and Profits at Capital First
This page is an extract from Capital First investor Presentation of September 2018, which is the last quarter prior to merger. Presented
here to demonstrate the capability of the core loan book and the track record of growth and profitability.
Yearly Return on Equity (%)
Note: RoE for Q4-FY18 (quarterly annualized) was 15% and trending consistently upwards.
New Management took
over in 2010
-2.12%
-3.92%
-4.44%
-6.08%
0.47%
4.93%
3.63%
14.51%
13.31%
11.93%
10.14%
8.33%
FY08
FY09
FY10
FY11
FY12
FY13
FY14
FY15
FY16
FY17
FY18
H1-FY19
Note: FY13 onwards, the Company amortized securitization income. Prior periods are normalized for such items for consistency to arrive at normalized profitability
Section 7: Past Financial Performance
77
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