Sumitomo Mitsui Financial Group 2021 Financial Overview

Domestic loans*1 Balance (JPY tn) ■ Others ■Individuals 60 ■Mid-sized corporations and SMEs 60 ■Large corporations 60 50 40 40 30 30 20 20 10 (Non-consolidated) | Spread*2 (Non-consolidated) 1.4% Mid-sized corporations and SMEs Large corporations 1.2% 1.0% 0.8% 0.6% 0 HH 0.4% Mar. 19 Mar. 20 Mar. 21 Sep.20 Sep.21 *1 Managerial accounting basis *2 Monthly average loan spread of existing loans, excludes loans to the Japanese government Mar. 16 Sep. 16 Mar. 17 Sep. 17 Mar. 18 Sep. 18 Mar. 19 Sep. 19 Mar. 20 Sep. 20 Mar. 21 Sep. 21 Copyright © 2021 Sumitomo Mitsui Financial Group. All Rights Reserved. 8

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