IDFC FIRST Bank Risk Management & Asset Quality

b. Retail, Rural & SME Loans Product wise NPA All products have low NPA Section 9: Risk Management & Asset Quality Here we share the Gross and Net NPA of individual products in Retail, Rural & SME Loan book. Most of the products have GNPA ratio at less than 2% and NNPA ratio at less than 1%, a result of stringent underwriting and risk management funnel described earlier. Gross NPA Net NPA 2.07% 1.82% 1.89% 1.63% 1.51% 1.43% 0.89% 0.76% 0.84% 0.82% 0.51% 0.43% 0.50% 0.39% 0.38% 0.18% Loan Against Property Consumer Loans Vehicles Credit Card Digital, Gold SME Loans Home Loan Rural Finance Loan and Others 53 1.45% 0.51% Retail, Rural & SME Loans IDFC FIRST Bank

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