Awards & Recognitions

f. Profitability Ratios Consistent improvement in ROA and ROE 5.44% 6.67% Return on Equity (%) 10.13% 8.96% 10.72% Section 9: Profitability & Capital Return on Assets (%) 13.45% 1.41% Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 0.76% 0.64% 1.11% 1.07% 0.97% Q3 FY22 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Adjusting for the one-time items in Q4-FY23, the annualized ROA would have been 1.23% and the annualized ROE would have been 12.30% in Q4-FY23, which has improved from 6.67% in Q4-FY22 ROA(%) and ROE(%) are quarterly annualized 60 IDFC FIRST Bank

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