IDFC FIRST Bank Merger and Performance Update slide image

IDFC FIRST Bank Merger and Performance Update

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Important factors that could cause actual results, performance or achievements to differ materially include, among others: (a) material changes in the regulations governing our businesses; (b) the Group's inability to comply with the capital adequacy norms prescribed by the RBI; (c) decrease in the value of the Group's collateral or delays in enforcing the Group's collateral upon default by borrowers on their obligations to the Group; (d) the Group's inability to control the level of NPAs in the Group's portfolio effectively; (e) certain failures, including internal or external fraud, operational errors, systems malfunctions, or cyber security incidents; (f) volatility in interest rates and other market conditions; and(g) any adverse changes to the Indian economy. 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