Performance and Capital Position Overview

Analysis of Operating Expenses € mn Operating lease rentals for property and equipment Advertising, marketing and communication expenses Property related costs Insurance expenses Depreciation and amortisation Special tax levy on deposits of credit institutions in Cyprus & Contribution to depositor protection scheme Provision and settlements of litigations or claims Consultancy and other professional services fees Other operating expenses Total operating expenses 1Q2016 4Q2015 3Q2015 2Q2015 1Q2015 2 2 3 3 2 5 8 8 2 5 10 16 10 7 8 3 4 4 4 3 4 5 10 5 5 LO 5 5 5 4 4 4 (2) 6 2 2 4 4 3 4 11 12 5 3 12 40 62 62 43 33 43 Bank of Cyprus 31 DINO

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