Q1FY23 Results

Noll & PATMI Non-interest income and PATMI mix Non-interest Income by Lines of Business (YoY) (21%) (49%) Insurance 28% Other Retail 8% 9% 53% 12% Others Corporate and 1% Transaction Banking 10% (53%) (21%) Group Treasury (28%) Others 1% & Market 7% Wholesale PATMI by Lines of Business (YoY) ▼(73%) Insurance¹ 4% (39%) ▲ 4% Business Banking 16% Insurance Banking 17% 28% Other IB businesses 5% (49%) Non-interest (27%) income RM298 mil Equity Markets 4% (40%) Investment (29%) Banking 21% ▼ (3%) Retail Banking 22% Business Banking 11% 12% Cards 7% Business Wealth Management 7% Banking 11% (34%) AmBank Group Q1FY23 Results - Investor Presentation 12% Fund Management 12% ▼(15%) Group Funding & Others (15%) PATMI RM419 mil ▲ 8% ▼(45%) Investment Banking 6% Wholesale Banking 54% 1. After deducting share of minority interests 59% Retail Banking 35% 9% 27

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