2018 Credit Presentation

Focused on execution of our strategy to 2021 2018 Credit Presentation 110 000 +020 While there are Our ambition is clear 2018 has been transformational • Investor Day June 2018 - • Cultural change • • Technology • National Champion Bank in Ireland with selective UK and international diversification transformation • Strengthened leadership capabilities challenges ahead... • Brexit and the global economy Evolving regulatory requirements • UK competitive environment ...we are committed to delivering our strategy Growing and transforming our business Improving returns in the UK Repositioned brand strategy Bank of Ireland 5

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