Capital First Investor Presentation September 2018

b. Total Customer Deposits Section 5: Deposits & Borrowings Deposits: Strong growth in Total Customer Deposits Total Customer Deposits (Retail Deposits + Wholesale Deposits) has grown strongly by 4 Year CAGR (Mar-19 to Mar-23) of 36%. The Bank has 824 branches as of June 30, 2023. YoY-Jun-23 vs Jun-22 ↑44% QoQ-Jun-23 vs Mar-23^ ↑ 10% Driven by granular deposits from retail segment 16,684 4-Year CAGR: 36% 11,368 10,088 7,039 4,690 4,939 3,460 Mar-22 Mar-23 Mar-18 (Pre-Merger) Dec-18 (At Merger) Mar-19 Mar-20 Mar-21 ^ Excluding the outflow of US$ 260 Mn from one large government banking current account (as already called out in Q4-FY23 results) 22 in US$ Million 18,107 Jun-23 IDFC FIRST Bank

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