Investor Day 2023

Payments Our Payments business has grown significantly as a result of both NII and fee growth PERFORMANCE (EXCLUDING EQUITY INVESTMENTS) CIB revenue ($B) Including Equity Investments 2021: $6.5B 2022: $7.6B Fees $8.0 $5.9 $5.9 $5.7 $6.0 $5.4 NII 2017 2018 2019 2020 2021 2022 Firmwide metrics 2017 2018 2019 2020 2021 2022 Revenue ($B) $9.2 $10.4 $10.2 $9.6 $9.9 $13.9 Avg. deposits ($B) 440 453 483 651 800 779 TS market share1 5.6% 6.1% 6.0% 6.9% 7.2% 8.4% TS rank1 #2 #1 FOCUS AREAS FOR DEEP-DIVE DISCUSSION World's largest payments franchise1, occupying a unique place in the payments industry On track to achieve our $15B firmwide revenue target set last year Continue to invest to deliver scalability, efficiency, and differentiated product offerings, but expect investment spend growth to plateau going forward Our business architecture builds on our core capabilities to fulfill evolving client needs and drive higher margins Note: Prior-period amounts have been revised to conform with the current presentation. For additional information, see notes 1 and 2 on slide 44 1 Source: Coalition Greenwich Competitor Analytics. Reflects global J.P. Morgan Treasury Services business (CIB and CB). Rank is based on the Coalition Index Banks. For additional information, see note 1 on slide 43 JPMORGAN CHASE & CO. 14

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