Enter a Better Life Financial Performance
Chola
Home Loans - Industry outlook
Enter a better life
murugappa
Sector Outlook
The overall growth in HFCS is expected to remain at
12-14% in FY24
•
GNPAs of AHFCS are likely to continue to be between
2.3% 2.5% % in FY24
-
Chola's Position
Chola continues to consolidate its position across
branches pan-India while also targeting expansion in
newer underpenetrated geographies
newer
Chola cont
Chola continues to pursue legal recovery for the
higher bucket portfolio & is also continuously
improving collections efficiencies through advanced
analytics & digital-led collections
tions, cost of. Chola conti
Given current macro economic conditions, cost of
funds is expected to remain at elevated levels.
Growth related costs are also expected to drive
operating expenses for the AHFCs.
continues
Chola continues to pursue profitable growth through
low-cost expansion, process
optimizations,
&
elimination of inefficiencies across all functions to
ensure margins are sustained
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