Profitability & Capital Adequacy Presentation slide image

Profitability & Capital Adequacy Presentation

Our Digital Initiatives Significant traction on electronic platforms RTGS & NEFT payments through CMS solutions up by 11% YoY (vol.) FASISQ 95% Of the overall transactions are digital 15.0 mn+ FASTag issued since launch Credit Card Spends (H1FY24): Growth of 64% YoY 3 ום Ranked 3rd Bharat Bill Payment System (BBPS): amongst 30 biller operating units UPI value: Growth of ~63% over the last year 1.9 mn+ Credit cards issued since launch in January 2021 POS Transactions (Q2FY24): (Vol): 30% growth YoY (Value): 29% growth YoY Section 5: Products and Services • IDFC FIRST Bank has been chosen as one of the first 8 Bank to conduct pilot of Central Bank Digital Current (CBDC). The Bank has already recorded many Retail & Wholesale transactions through CBDC. 22 IDFC FIRST Bank
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