International Presence and Activities
FINANCIAL FIGURES
BALANCE SHEET STRUCTURE
Individual Balance Sheet as of 31 December 2020
EUR mln
EUR mln
18,741
Cash and cash equivalents
1,572
Due to Banks
205
Due from other Banks
18,741
171
->
Due to Customers
12,978
Due from Customers
14,724
Debt Securities in issue
Subordinated Debt
Other Financial Assets
Other Assets
1,887
353
Assets
->
Balance Sheet (BS) is showing strong performance
in commercial and sales area supporting the growth
in Loans and Client Deposits
Due to Customers are driven by both Retail and
Corporate deposits with main focus on retail
Financial Assets consist mainly of Slovak, Italian
Government bonds and other EU state and covered
bonds
Due from other Banks represent placements of
excess liquidity mainly in Group banks
Due to Banks comprise long term funding from
EIB, EBRD, Short and Mid Term deposits from ISP
Milano
3,423
Other Liabilities
Equity
200
1,693
276
Liabilities
Debt Securities in
Mortgage/Covered Bonds
issue represent issued
Development
Balance Sheet
Due from Customers
+8.0%
17,361
18,741
4Q2019
4Q2020
+4.6%
Due to Customers
Debt Securities in issue
+9.0%
+9.7%
14,078
14,724
11,905
12,978
3,121
3,423
4Q2019
Source: Individual financial statements as of 31 December 2020
4Q2020
4Q2019
4Q2020
4Q2019
4Q2020
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