VUB's Market Share and Financial Services
20.0%
18.0%
16.0%
14.0%
Czech Republic
Source: NBS, ECB, ISP
8.0%
10.0%
12.0%
2010
2010
2011
2011
2012
2012
Hungary
BANKING SECTOR IS STABLE, WELL CAPITALISED
AND PROFITABLE
Funding of banks in Slovakia is dominated by
retail and corporate deposits, LTD is 100%
Gross NPLs in Slovakia are below 5% of
total loans, CAR is around 17%
Slovak banks are profitable, albeit in recent
years profits came under pressure due to bank
levy, intense competition and margin pressure
Principal funding sources of Slovak
banking sector
(%, as of Nov 2018)
other
equity
10.6%
issued bonds
1.4%
6.6%
interbank deposits 6.8%
2013
2013
2014
Poland
2014
2015
Tier I ratio
(%)
2015
2016
2016
Romania
Slovakia
2017
2017
2018
Slovenia
public deposits 3.6%
71.1%
private deposits
20.0%
ROE
(%, as of 2017)
18.0%
16.0%
16.0%
14.0%
12.0%
10.0%
8.0%
וו
RU
6.0%
4.0%
2.0%
0.0%
H
HR
PL
SL
Slovakia
BH
10.1%
RS
RO
O
HU
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