Canadian Retail: Loans and Provisions Financial Overview

Liquidity Metrics Well funded Bank with very strong liquidity • Liquidity Coverage Ratio (LCR) 。 Maintained elevated levels of liquidity, well in excess of regulatory requirements 。 Supported by central bank liquidity related to pandemic response o LCR of 140-200% in Pacific Alliance countries 141% 138% 132% 128% 124% 125% 123% 125% 127% Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 • High Quality Liquid Assets (HQLA) 。 Substantially comprised of Level 1 assets 。 Strong annual growth but moderated Q/Q: -$18B Q/Q(¹) and +$45B Y/Y $227 $210 $188 $158 $158 $160 $165 $168 $144 Q4/18 Q1/19 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 Q4/20 1 May not add due to rounding. 54 54

View entire presentation