Leading Bank in the Americas Presentation
Global Registered Covered Bond Program¹
Global Covered Bond Program: CAD$38 billion program size, $27 billion outstanding
LOAN-TO-VALUE RATIOS²
42%
33%
CREDIT SCORES³
64%
20%
4%
5%
2%
1%
1%
11%
17%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
15.4%
31.3%
23.7%
12.0%
Alberta
0.2%
Territories
2.6%
Saskatchewan
1.2%
12.4%
8.0%
9.3%
Quebec
PROVINCIAL DISTRIBUTION
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.3%
P.E.I.
58.1%
Ontario
1 As at January 30, 2019. Charts may not add to 100% due to rounding
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
19.3%
1.3%
British Columbia
Manitoba
1.1%
New Brunswick
1.6%
Newfoundland
2.2%
Nova Scotia
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