Banking Sector Financial Highlights

Who we are A FTSE-250 company with a diversified institutional investor base Retail digital banking leader in Georgia Top of mind and the most trusted bank in Georgia Consistently delivering high profitability (ROE above 25%) Highest standards of corporate governance and a strong focus on ESG Corporate and Investment Banking Net loans: GEL 5.7bn MAU: 4K 31% 44% 24% SME Banking Net loans: GEL 4.4bn MAU: 88K Retail Banking Net loans: GEL 8.1bn MAU: 1,739K Figures are given for JSC Bank of Georgia (standalone), which constituted 95.5% of net loans of Bank of Georgia Group PLC as at 30 September 2023 13

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