Performance and Capital Position Overview
Progress on top 20 Group Exposures
Top 20 group exposures as at 30 September 2014 and their progress since then
Total Exposure (€ bn) 1
Loans other than 90+ DPD (€ bn)
90+ DPD (€ bn)
NPES over Total Exposure
90+ DPD over Total Exposure
Restructured loans over Total Exposure
Total coverage (Provisions and MV of collateral over Total exposure)
97%
96%
95%
95%
107%
104%
102%
74%
75%
73%
71%
71%
69%
70%
65%
64%
69%
66%
67%
61%
64%
59%
4,4
4,2
4,0
4,0
3,7
3,8
45%
43%
46%
3,5
46%
1,6
1,5
1,3
1,3
1,1
32%
1,5
1,6
53%
Top 20 group exposures (as at 30
September 2014) totalled €3,5 bn
as at 31 March 2016, compared to
€4,4 bn at 30 September 2014
■ Ratio of 90+ DPD to total exposure
reduced by 8 percentage points to
53% during 1Q2016. Taking into
account the provisions and tangible
collateral, the top 20 exposures are
fully covered
Ratio of NPE to total exposures
remained relatively stable at 71%
due to the stickiness of the NPE
definition
2,8
2,7
2,7
2,7
2,6
2,3
1,9
Sep-14
Dec-14
Mar-15
Jun-15
Sep-15
Dec-15
Mar-16
(1) Total Exposures include on balance sheet and off balance sheet items.
As at 31 March 2016, 65% of the
top 20 group exposures were
restructured
Bank of Cyprus
9
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