Global Reputation and Good Execution

41 11 • . Vietnam Handled COVID-19 Very Well, and Swiftly Contained Both The First and The Second Waves of COVID-19 1st wave of Covid-19 (5 Mar - 30 Apr) VINHOMES-2 weeks of construction suspension and 3 weeks of show-room closures. No material impacts as construction I was ahead of schedule, launched Vinhomes online sale platform (Apr 9), and supply shortage supports both block sales and retail sales. Prices remain stable VINCOM RETAIL - Closed all malls for 5 weeks in Mar and Apr but had V-shape recovery during summer as malls were able to open on 30 Apr Reunification Day and Labor Day holiday. Footfall (FF) in May was ~60% - 95% (weekday/ weekend) compared to the same period in 2019 VINPEARL - Closed all hotels and facilities for 5 weeks in Mar and Apr, but reopened 27 hotels and resorts by Jun. Launched various promotional programs with positive results: number of rooms nights sold reached in June (62.4k) doubled those in May, promoted sales through e-commerce, travel agents and corporate bookings, launched Vinpearl.com online sales VINFAST - Manufacturing plant and showrooms closed for 3 weeks in Apr to observe social distancing. Innovative cross-sale strategy (VF vouchers sold with Vinhomes units) resulted in strong demands: VF cars are #1 across all applicable segments in 4 quarters in 2020 VINSMART - Plant closure for 3 weeks in Apr. Manufactured non-invasive ventilators to help mitigate Covid-19. Minimal impact due to online sales, secured #3 position in market share • • 2st wave of Covid-19 (28 Jul - 20 Sep) VINHOMES – No impact. Online sale continues. Benefits from cross-sale efforts such as Vinpearl, VinFast vouchers, and all mega projects are smart city projects. Secured investment approval for Dream City mega project VINCOM RETAIL - Vincom Plaza Da Nang and Buon Me Thuot closed for 5 and 2 weeks respectively. Footfall in VRE fell by 30% compared with June period, but has recovered to 85-90% Y-o-Y by December VINPEARL - Closed VPL Da Dang and South Hoi An in July and Aug, but only 10 hotels were remained closed by December. Guest visits recovered strongly in 3Q2020 Q-o-Q, increasing by 147.2% due to renovated VinWonders Phu Quoc, Vinpearl Safari Phu Quoc and VinWonders Nha Trang. Vinpearl continued to introduce promotional packages to encourage domestic travelers, and put in place long-term cost saving programs VINFAST-No impact . VINSMART-No impact Nearly 24,100 Covid -19 vaccine doses have been implemented since 08 Mar, 2021. Vietnam will receive more than 30 million doses, enough for over 30% of population 3rd wave of Covid-19 (28 Jan-now) +40% 16 1000 900 • VINHOMES Expecting to launch 3 mega projects located in Hanoi and Hung Yen Nearly increased by 40% in 2 months post social distancing period (1st wave) 2st wave of Covid-19 (28 Jul 20 Sep) 14 800 12 • VINCOM RETAIL Reopened malls and 700 10 restarted marketing events in the 2nd week of March to drive footfall and tenant sales 600 1st wave of Covid-19 (5 Mar 500 • VINPEARL - 30/35 hotels and resorts - 30 Apr) remained opened to welcome visitors on the Lunar New Year vacation, Number of room nights sold is expected to ramp up from March 32% increase in footfall post social distancing period (2nd wave) +32% 8 400 6 300 4 • VINFAST-No impact 200 2 VINSMART-No impact 100 0 0 Mar Apr May Jun Jul Aug Community cases (LHS) Sep Oct Vincom Retail Footfall (RHS) Nov Dec Jan Feb Source: Vietnam Ministry of Health; Vincom Retail information Millions

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