Currency and Interest Rate Outlook slide image

Currency and Interest Rate Outlook

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK TFRS 9: Investment in Securities Portfolio and Structure June 2021 (Consolidated) Instrument Type Financial Assets Classification Holding Type TFRS 9: Asset Type (Bt bn) (Bt bn) 945 1,000 1,000 777 945 900 777 824 0.5% 12% 663 0.3% 824 0.3% 0.3% 800 663 0.4% 800 0.1% 0.1% 0.2% 10% 700 536 0.3% 14% 13% 536 0.1% 0.7% 15% 0.2% 10% 600 0.4% 15% 19% 600 0.7% 0.2% 56% 52% 7% 500 12% 20% 0.5% 16% 9% 18% 54% 400 400 15% 56% 300 40% 63% 56% 38% 200 66% 53% 54% 200 64% 40% 43% 32% 100 6% 7% 3% 2% 0 0 2017 2018 2019 2020* 1H21* 2017 2018 2019 2020* 1H21* Other Investment (Investments in Receivables, Investments in Subsidiaries and Other Investments) Trading Held-to-maturity Equity Investment Investment in Receivables Available-for-sales General Investments Subsidiaries Foreign Bonds Corporate Bonds Investments Subsidiaries Amortized cost "Fair value through OCI Fair value through PL ■Goverment & State Enterprise Bonds ■KBank's guideline for investment portfolio management is to primarily maintain liquidity in order to support a future change in business conditions. In addition, an investment strategy was established in line with changes in economic conditions and the movement of money markets and capital markets both at home and abroad. Investment Portfolio (Bt bn) 2016 650 2017 2018 536 663 2019 777 2020 1H20 1H21 1Q21 2Q21 824 867 945 928 945 9.07% 17.85% 9.07% Investment Portfolio (% Growth YoY) 36.10% (17.52%) 23.51% 17.22% 6.15% 11.43% บริการทุกระดับประทับใจ K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Deposits Growth and Loans to Deposits Ratio June 2021 (Consolidated) Deposits & B/E (Bt bn) Loans to Deposits Ratio 81 2,100 1,995 1,879 1,800 1,500 1,200 900 600 300 0.3 0 0 2017 2018 2,700 2,400 LLLLL 1H21 0 | 2,481 100% 2,345 96.6% 2,072 96.0% 95.9% 96.1% 95.7% 95% 90% 0 2019 2020 85% 2017 2018 2019 2020 1H21 Loans to Deposits ■Deposits B/E Deposits and Loans to Deposits Ratio is in line with peers. Deposits (Bt bn) 2016 1,795 Deposits (% YoY) 2017 2018 1,879 1,995 6.2% 2019 2,072 2020 2,345 Deposits (% YTD) Loans to Deposits Ratio (%) 5.2% 4.7% 3.9% 5.2% 4.7% 6.2% 3.9% 94.6% 96.0% 95.9% 96.6% 95.7% 13.2% 13.2% 1H20 1H21 2,308 2,481 15.1% 7.5% 11.4% 5.8% 92.2% 96.1% 1Q21 2,401 2Q21 2,481 9.0% 7.5% 2.4% 5.8% 95.9% 96.1% บริการทุกระดับประทับใจ 82 62
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