Scotiabank Investor Presentation Q2 2001

ROE Exceeded targets Q2/01 2001 YTD Target 17.9% 17.4% VS. 16-18% EPS Growth 16% 19% VS. 12-15% Productivity 53.7% 52.7% VS. <60% Tier 1 9.0% 9.0% VS. 7.5%+ 5 Performance Review Sabi Marwah Executive Vice-President & Chief Financial Officer 6

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