2013 Outlook Presentation

Strong YTD Earnings and Revenue Growth Business Line Net Income Revenue Canadian Banking 19.8% 14.2% International Banking 11.7%² 15.7% Global Wealth Management 10.1% 12.2% Global Banking and Markets 8.9% 5.4% All Bank³ 15.1% 12.9% (1) Before deduction of non-controlling interest (2) 8.2% growth after deduction of non-controlling interest (3) Excludes real estate gains in Q1, 2012. Revenue on a taxable equivalent basis Scotiabank Financial Review Sean McGuckin Chief Financial Officer Scotiabank

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