Performance and Capital Position Overview
Performance of Restructured Loans
Total Bank Cyprus
-
88%
72% 7469 470-75%
65%
0%
67%
Corporate
98%
■1Q2014
■1Q2015
■2Q2014
2Q2015
■ 3Q2014
■3Q2015
4Q2014
4Q2015
91%
87%
84% 85%
88%
76%85%
No arrears
SMES
4%
23%
14%
8%9%
18% 53% 9% 8%
16% 15%
1%
° 4% 5% 6% 7% 8% 7%
8%
%6%
°3%
0%
1-30 dpd
31-90 dpd
Over 90 dpd
No arrears
Retail
87%
15%
0%
5%4%7% 5% %2%
10%
1-30 dpd
Quarterly average
62% 0%
1% 2% 1% 4%1%2%
31-90 dpd
3%
10%
9%
1%
5%
9%9% 6%
Over 90 dpd
76%
66%
59%
50%-520%
53%
43%
33%
23%
19% 17%
9% 17%
15%
7%
13%
No arrears
1-30 dpd
3%
57%
63% 63066%70%
53% 56%7%
60%
84%
27%
--20%
13% 11% 77% 15%%
7%
18%
10%% 5%
1%
31-90 dpd
Over 90 dpd
No arrears
12%1%
15%
188,3%
31%29%
2122%
18%
17%
15%
4% 5%
9% 9%9%87%
11%7%4%
4%
1%
31-90 dpd
Over 90 dpd.
1-30 dpd
An analysis performed as at 31 March 2016 indicates that on average 75% of the loans restructured post 31 December 2013
for Cyprus operations, have no arrears (restructurings performed in 1Q2016 were excluded); The average percentage of
restructured loans with arrears more than 90 days stands at 8%
Corporate restructured loans exhibit the
.
loans with no arrears of 98%
best
performance
with an average
percentage of restructured
(1) The performance of loans restructured during 1Q2016 is not presented in this graph as it is too early to assess it.
DINO
Bank of Cyprus
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