OppFi SPAC Presentation Deck

33 Why the OppFi Credit Card? Our understanding of the Everyday Consumer makes OppFi a natural entrant to the credit card market Graduation product for OppFi customers • Ability to move up market nationally ● ● ● Can grab market share with higher limits, lower fees, mobile optimized user experience, outstanding customer service and rewards Virtual card with immediate issuance serves as potential foray into Point of Sale Opportunity to build financial health LEE M CARDHOLDER Opp Fi mastercard. OppFi****

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