OppFi Results Presentation Deck
28
Fair Value Third Quarter Valuation
($ in thousands)
Outstanding Principal
Accrued Interest
Interest Rate
Discount Rate
Servicing Fee¹
Remaining Life
Default Rate¹
Accrued Interest¹
Prepayment Rate¹
Premium / (Discount) to
Principal²
9/30/2021
$291,876
$9,242
151.1%
21.7%
(5.02)%
0.581 years
19.1%
3.2%
Unaudited
21.4%
11.3%
6/30/2021
$260,236
$9,421
149.0%
21.6%
(5.03)%
0.578 years
19.6%
3.6%
21.8%
10.4%
1. State percentage of loan receivable
2. Representate applied to on-balance unpaid principal receivable, inclusive of adjustment for credini.
Key Highlights
Remaining life increased as a result of a younger
portfolio with the increase in origination growth
W
"
Interest rate increased since last period as a result of
state mix in the portfolio
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