Grab Results Presentation Deck

Q3 2021 Results Financial services Total Payments Volume (Pre-InterCo)(¹) (US$M) 2,186 1,272 914 Q3 2020 3,140 +44% YOY 1,990 1,150 Q3 2021 On-Grab Off-Grab Gross Billings (2) (US$M) 24 Q3 2020 28 +17% YOY Q3 2021 Segment Adjusted EBITDA(3) (US$M) %of TPV (2.7%) (58) Q3 2020 (2.4%) (76) -US$17M Q3 2021 Note: 1. Total Payments Volume (TPV) is defined as the value of payments, net of payment reversals, successfully completed through the Grab platform for the financial services segment. Pre-InterCo means this segment data includes earnings and other amounts from transactions between entities within the Grab group that are eliminated upon consolidation. 2. Gross Billings is an operating metric, representing the total dollar value paid to Grab in the form of commissions and fees from each transaction, without any adjustments for incentives paid to driver- and merchant-partners or promotions to end-users, over the period of measurement. 3. Segment Adjusted EBITDA is a non-IFRS financial measure, representing the Adjusted EBITDA of each of our four business segments, excluding, in each case, regional corporate costs. For a reconciliation to the most directly comparable IFRS measure see the section titled "Non-IFRS Reconciliation." 22

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