Grab Investor Day Presentation Deck

Our advantage in financial services Our advantage Lower cost distribution by embedding in Grab's transactions Lower customer acquisition costs within the ecosystem Lower credit costs and collection advantage through data and technology Reduced KYC and more seamless onboarding process Key examples Provision of Ride Cover, delivery insurance Provision of driver-partner loans Lower loss rate from driver lending; direct collection from platform earnings Rely on data collected from Grab platform 75

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