OppFi Results Presentation Deck
13
Growth Rebounded in the Second Quarter
Originations rebounded in the second quarter, leading to 40%+ quarter over quarter, 80%+ year over year, and 20% over Q2 2019
growth. Ending receivables up 19% above 2020 levels and 29% from 2019. Sequential receivable growth of 6% muted as growth was
back weighted in the quarter, which also impacted sequential adjusted revenue.
Originations
($M)
Ending Receivables¹
($M)
Adj. Revenue²
(SM)
Q2 2019
120.1
201.8
57.7
+20%
+29%
+36%
Q2 2020
78.1
218.8
73.6.
+84%
+19%
+6%
Q1 2021
99.8
245.3.
84.3
+44%
+6%
-7%
1. Receivables are defined as unpaid principal balances of both on- and off-balance sheet loans.
2. Adj. Revenue is defined as Total Revenue adjusted to include amortization of loan origination costs. Adj. Revenue is not a financial measure determined in accordance with GAAP. For a
reconciliation to our most directly comparable financial measure calculated and presented in accordance with GAAP, please see the Appendix included within this presentation.
Q2 2021
144.0
260.4
78.4
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