Q3 2023 Results Presentation

Emirates NBD, the Principal Banking Partner at COP28 Delivering ESG Solutions for a greener future Emirates NBD 60 60 years together COP28 UAE Principal Banking Partner EUROMONEY AWARDS FOR EXCELLENCE 2023 Recognised as Best Bank for ESG in the UAE at the Euromoney Excellence Awards 2023 Published Sustainable Finance Framework allowing green and sustainability-linked bond issuance Net-Zero Goals commitment by signing UAE Climate-Responsible Companies Pledge Emirates NBD's COP 28 program CO2 Carbon Trading introduced Emirates NBD becomes 1st UAE as Supporting clients access sustainable finance Expanding ESG awareness ○ bank to offer carbon emission Ø offsetting solution to customers Strong regional Green Bond origination credentials, helping raise US$ 11 billion through Green Bond issues in 2023 5% reduction in Scope 2 emissions from 2022-23 84% reduction in paper usage from 2020-22 Committed to supporting gender equality by signing UAE Gender Balance Pledge 18% Female Leadership in 2023, up from 15% in 2022 Leading on disclosures and transparency Sharing ESG best practice and developing partnerships Expanding sustainable finance product suite श्री Emirates NBD issued US$ 750 million green-bond, the largest ever from a regional bank ESG-Linked Supply Chain Finance Program pioneered in partnership with Emirates Global Aluminium Deniz Ventures makes Innovation Fund investment in Green FinTech start-up Erguvan & 2

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