Full Year 2022 Outlook and Key Company Highlights

Executive Management Team Todd Schwartz Founder, Chief Executive Officer, and Executive Chairman Schwartz Capital Group Pamela Johnson Chief Financial Officer Heights Finance; Pioneer Financial Services Christopher McKay Chief Risk and Analytics Officer HSBC; Capital One 4 Manuel Chagas Chief Operating Officer Discover Financial Services; McKinsey & Company; Accenture Elizabeth Simer Chief Strategy Officer Discover Financial Services; Square (Block); Intuit Vasili Gerogiannis Chief Capital Officer ABN AMRO; BMO Financial Group Yuri Ter-Saakyants Chief Technology Officer Insureon; Mediaocean Stacee Hasenbalg Chief Compliance Officer Avant; BMO Financial Group; Mayer Brown Marv Gurevich General Counsel Enova; Avant OppFi¨

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