FY20/21 Investor Presentation

The World's Leading Islamic Bank | Robust balance sheet with 75% non-profit bearing deposits as of 4Q 2021 Total Assets (SARbn) +81.8% 624 469 343 364 384 2017 2018 2019 2020 2021 Total Liabilities (SARbn) +93.6% 556 411 316 333 287 2017 2018 2019 2020 2021 FY2021 Investor Presentation 6 Capital Ratios (%) 23.3% 20.1% 19.9% 22.2% 19.1% 17.6% 19.0% 18.8% 18.0% 16.5% 2017 2018 T1 ratio 2019 2020 2021 TC ratio Total Liabilities Mix By Type (SARbn) 556 Other, SAR 26.3bn Customers' Deposits, SAR 512.1bn As on 4Q 21 Banks, SAR 18.0bn 8

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