ICICI Lombard Financial Performance

Adequacy of Outstanding reserving Accident year wise ultimate loss development As at March * million 31,2016 First AY 08-09 AY 09-10 AY 10-11 AY 11-12 AY 12-13 AY 13-14 AY 14-15 AY 15-16 12,855 15,128 20,656 22,530 27,974 35,957 34,160 39,131 Second Third Fourth Fifth 13,240 15,232 13,034 15,390 13,206 15,517 13,345 15,546 Sixth 20,435 21,967 20,405 21,745 20,361 21,846 20,474 21,831 13,386 15,656 20,484 27,021 34,628 26,517 34,371 26,400 33,949 Seventh 13,458 15,907 Eighth 13,527 Dev./Initial Incured 5.2% 5.2% -0.8% -3.1% -5.6% -4.4% -0.6% 0.0% 14 29 29 i ICICI Lombard Nibhaye Vaade

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