Preliminary Group Financial Results for the year ended 2014 slide image

Preliminary Group Financial Results for the year ended 2014

2014 overview: BOC Group Improved liquidity position Total customer flows per quarter (€ mn) 65 -11 -446 -411 FY2014: €93 mn -546 net customer inflows Reduced Eurosystem funding 450 355 ELA funding (€ bn) ECB funding (€ bn) 11,11 11,16 10,96 10,91 10,18 1,30 1,40 1,40 1,40 8,60 8,28 8,03 11,11 0,92 0,88 9,86 0,83 9,56 9,51 8,78 7,68 7,40 7,20 -2.227 2Q2013 3Q2013 4Q2013 1Q2014 2Q2014 3Q2014 4Q2014 1Q2015 qtd 30.06.13 30.09.13 31.12.13 31.03.14 30.06.14 30.09.14 31.12.14 25.02.15 • Customer inflows* in Cyprus operations every month since May 2014 (with the exception of August 2014); Customer inflows have continued into 2015; For FY2014, there were net customer inflows of €93 mn despite the release of decree deposits and the full abolition of internal controls . First quarterly increase in deposits in Cyprus during 4Q2014 • ELA funding reduced by €4,2 bn since peak in April 2013 and at the same time managing to absorb a significant reduction in customer deposits Stabilising deposit base; Customer inflows during 4Q2014 and 2015; Reduced Eurosystem funding Customer flows are defined as the difference between changes in stock of customer deposits and changes in stock of gross customer loans. Bank of Cyprus KOINO ΚΥΠΡΙ 2235 6
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