2Q 2020 Investor Presentation slide image

2Q 2020 Investor Presentation

Default Rate Forecast Rises in Wake of Unprecedented Turmoil Default Rates for Speculative-Grade Corporate Rated Issuance¹ -Global -U.S. Europe Speculative-Grade Covenant Quality Indicators² -U.S. Bonds -European Bonds Weakening -U.S. Loans 5.0 4.54x 4.23x 3.91x 4.5 12% 16% 14% 12% 10% 8% 6% 4% 2% 0% 4.0 9% MOODY'S 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 4.1% global 3.5 historic average1 6% 3.0 2.5 2.0 2019 1Q20 2. 1. Moody's rated corporate global speculative grade default historical average of 4.1% from 1983 through June 30,2020. 2020 forecast for TTM ended December 31, 2020. Covenant data for European bonds represent a three quarter rolling average, North American loans and bonds represent a two quarter rolling and a three month rolling average, respectively. Source: Moody's Investors Service. 2Q20 2020F 2012 2013 2014 2015 2016 2017 2018 2019 1Q 2020 Improving 2Q 2020 Investor Presentation - August 11, 2020 20 20
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