3Q 2020 Investor Presentation

The Blue Chip Islamic Bank Outstanding foundation and strong returns Return on Equity (%) 19.82% 20.49% 16.65% 17.24% 2016 2017 7.01% 2018 ROE Before Zakat - ROE After Zakat Net Profit Margin (%) Al Rajhi Bank 2019 +7bps +33bps +47bps 4.35% 4.42% 4.75% 5.22% 2016 2017 2018 2019 The Blue Chip Islamic Bank 7 مصرف الراجحي Al Rajhi Bank Return on Assets (%) 2.94% 2.49% 2.68% 2.76% 2016 Cost of Funds (%) 1.04% 2017 2018 ROA Before Zakat ― ROA After Zakat 2019 +1bps -2bps 0.19% 0.20% -1bps 0.18% 0.17% 2016 2017 2018 2019 3Q 2020 Investor Presentation

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