IDFC FIRST Bank Risk Management & Asset Quality

a. CASA Deposits CASA Ratio at 46.8% Section 7: Deposits & Borrowings CASA Ratio stable at 46.8% as of December 31, 2023. Average Daily Balance CASA Deposits for the bank grew by 27% YoY during the first nine months of the year. 11.5% 11.4% 8.7% 31.9% 51.7% 49.8% 48.4% 46.5% 46.4% 46.8% 31 Mar 18 (Pre-Merger) 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21 31 Mar 22 31 Mar 23 30 Jun 23 30 Sep 23 31 Dec 23 (At Merger) 34 IDFC FIRST Bank

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