Capital First Strategy, Loan Growth and Profitability Trends
Section 4: Balance Sheet
Growth (%)
Growth (%)
In Rs. Crore
Dec-19
Sep-20
Dec-20
(Y-o-Y)
(Q-o-Q)
Shareholders' Funds
15,240
17,538
17,668
16%
1%
Deposits
68,697
75,800
84,294
23%
11%
- Retail Deposits
29,267
49,610
58,435
100%
18%
- Wholesale Deposits (including CD)
39,431
26,190
25,859
-34%
-1%
Borrowings
67,025
47,713
40,805
-39%
-14%
Other liabilities and provisions
9,722
11,611
12,909
33%
11%
Total Liabilities
160,684
152,661
155,676
-3%
2%
Cash and Balances with Banks and RBI
7,111
5,257
7,141
0%
36%
Net Funded Assets
100,418
102,534
106,263
6%
4%
-Net Retail Funded Assets
51,268
59,979
66,731
30%
11%
- Net Wholesale Funded Assets*
49,150
42,556
39,532
-20%
-7%
Investments
44,244
35,600
33,037
-25%
-7%
Fixed Assets
1,029
1,131
1,233
20%
9%
Other Assets
7,882
8,139
8,003
2%
-2%
Total Assets
160,684
152,661
155,676
-3%
2%
*includes credit investments (Non-Convertible Debentures, RIDF, PTC, SRS and Loan Converted into Equity)
Section 4: Key Business & Financial Parameters
51
IDFC FIRST
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