Scotiabank ESG and Financial Performance Update

Deposit Growth REPORTED AVERAGE DEPOSITS BY SEGMENT in billions CB ■IB ■GBM ■GWM 666 679 624 592 538 Q2/23 REPORTED AVERAGE DEPOSIT MIX Notice - Business 7% Term - Business 21% Demand- Personal 2% 328 337 308 295 261 Demand Q2/23 $679 Bn 119 126 Business 31% 107 104 111 156 170 185 182 134 32 37 39 34 2020 2021 2022 Q1/23 34 Q2/23 in billions REPORTED AVERAGE DEPOSITS BY BUSINESS LINE Term - Personal 17% Notice - Personal 22% IB (Constant FX): +10% Y/Y GLOBAL BANKING AND MARKETS1 GLOBAL WEALTH MANAGEMENT CANADIAN BANKING INTERNATIONAL BANKING1 Y/Y +11% Y/Y +19% Y/Y +11% Y/Y -13% 328 337 119 126 302 106 116 118 39 112 34 34 79 85 185 182 17 70 164 16 16 190 212 219 22 36 40 41 222 18 18 Q2/22 Q1/23 Q2/23 Q2/22 Q1/23 Q2/23 Q2/22 Q1/23 Q2/23 Q2/22 Q1/23 Personal Q2/23 Non-Personal 1 Includes deposits from banks 55

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